PLEASE NOTE: If you don’t have a set itinerary please define the area in which you will be cruising by Latitude and Longitude.

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We rely on the information you provide us with, to decide whether to insure you and the terms on which we will insure you.

To comply with your duty of disclosure when first entering into an insurance contract with us, you must tell us everything you know and that a reasonable person in the circumstances could be expected to tell us, in answer to the questions we ask you. This applies to every insured under the policy.

If you fail in your duty of disclosure we may reduce or deny any claim you make or cancel your policy. If you fraudulently keep information from us or deliberately make a false statement we may avoid your contract and treat your insurance as if it never existed.

You do not have to tell us anything that is common knowledge that we should know through our business, that reduces the risk of a claim or that we tell you we do not need to know.

The Privacy Act 1988 contains National Privacy Principles which require us to tell you that we collect, handle, store and disclose your personal and sensitive information in order for us to provide you with and inform you about insurance and insurance related services. To do this we may communicate

your personal information to our service providers. This will always be done as permitted by the relevant privacy legislation.

1. must act with the utmost good faith in respect of any matter relating to this insurance
2. have a duty of disclosure as stated in this application form
3. have provided the correct information on previous losses and insurance history
4. confirm that all answers and statements in this application are correct and that no information has been withheld which may affect our decision to accept this application or the terms of the proposed policy